- 888-997-2345
- 1000 N. West Street, Suite 1200, Wilmington, DE. 19801
We are committed to helping you find compassionate and well-trained caregivers for exceptional live-in services. Learn more about resources that can help your family pay for homecare!
At Private Caregiver Solutions, we understand that finding cost-effective and high-quality home care can be difficult. That’s why we offer affordable and accessible services tailored to meet your unique requirements.
Our payment process is designed to be straightforward. We believe in transparency and clarity when it comes to financial matters, so you can trust that you’ll know exactly what to expect. We ensure you receive the best value without the burden of high ongoing fees. Call for a free consolation.
PCS was founded with a passion for providing high-quality live-in home health care services to seniors and individual’s with conditions requiring one-on-one care through private hire arrangements. The families we work with pay our one time consultation & recruitment retainer fee out of pocket and then usually make arrangements to pay their new private live-in on a weekly basis in the same manner.
LTC Insurance is a private insurance that is designed to cover the costs of most in-home care. The exact coverage amount is determined by the specifics of your policy. If you require assistance in understanding your policy’s per day maximums and elimination periods; we are here to assist you. PCS can also provide you with the necessary forms to simplify the reimbursement process.
Many veterans are eligible for home care services. PCS can provide you with information on two programs available for veterans:
1. Aid & Attendance
2. Partnering with your local VA clinic/hospital to obtain benefits.
A number of Fortune 500 companies and larger employers provide an Employee Assistance Program (EAP) that can help alleviate the expenses associated with most home care. Consider reaching out to your employer to see if such services are offered. PCS can assist you in knowing what to say and which questions to ask with regard to EAP programs.
Catastrophic health insurance is a private pay insurance typically with low monthly premiums and high deductibles. They may be an affordable way to safeguard yourself against major, unforeseen medical expenses such as hospitalization or home care.
A Long-Term Care Benefit can convert Life Insurance into monthly payments covering any form of senior care. Contact your insurance agent about converting your policy into an Irrevocable Benefit Account that makes monthly payments on behalf of the individual receiving senior care. Often this can be applied to home care services.
Medicare Advantage can cover some limited non-medical home care services. Reach out to your social worker to find out if your plan includes homemaker or personal care services. This may be a way to provide respite for your live-in employee.
Homeowners can use the significant funds from a reverse mortgage to cover a broad range of expenses including home care, home modifications to enable aging in place, and even purchasing long-term care insurance. Using the equity in your home may be a sensible way to finance your families’ home care and allow a loved one to remain at home during their golden years.
PSOB program offers crucial support to families of fallen firefighters, law enforcement officers, and other first responders. Additionally, officers that have been catastrophically injured in the line of duty may be eligible for disability benefits. Visit www.psob.gov to learn more about the death, disability, and educational assistance programs offered by PSOB.
A charity and veterans service organization providing a range of programs, services, and events to assist veterans, first responders, and their families. To request support visit https://www.garysinisefoundation.org
Go to the Contact Us tab and select “I am seeking support.” Then, simply choose the type of assistance you require from the list provided.
Grants from the Conference of Jewish Material Claims Against Germany (Claims Conference), private donors and state funded programs, the 60+ Service Department provides assistance with restitution applications, ongoing social work, nursing case management, homemaker/personal care services, supportive counseling and other services. Please visit www.claimscon.org for additional information.
If your loved one has been diagnosed with MS, you can seek assistance from the MS Foundation also known as MS Focus. This organization offers grants and programs that provide financial and educational support, including home care, healthcare, assistive devices, and other resources.
Feel free to reach out to us at any time to learn about ways to pay for private hire live in home care. Our dedicated team of professional consultants is here to assist you.
We love to connect with our clients and their families! Feel free to schedule a video call.
Open today from 09:00 am – 05:00 pm
(After hours consultations by appointments)
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Please note that PCS is not a home care agency and our consulting services are intended for informational and educational purposes only. As such, we recommend consulting with legal professionals, such as your attorney, before making any decisions based on the information provided. Services may not be available in all areas.
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